A new life. A well-planned budget.

The date helps plan your move. Costs are not automatically prorated or adjusted for future inflation. Add each child in the Schools section.

Rent resets when you change area, size or property type. Other expenses remain your assumptions: review them.

Housing fee is preset to 5% for expatriate residential tenants. Do not count it again in your DEWA estimate. Enter 0 for cooling or any charge already included in rent.

24 selectable schools, including 6 with documented grade-level fees. Use manual entry for another school or nursery. Confirm availability, discounts and extras with the school.

Enter annual quotes for each person. Compare equivalent cover: hospital network, copayments, limits, coverage territory and exclusions. No medical history is requested here.

Employer cover is capped at entered health premiums. If entering only your own share, leave the contribution at 0. Budget any remaining care costs under Daily living.

Add up to four cars. Fuel is calculated from mileage, consumption and price per litre. For an electric car, use kWh/100 km and AED/kWh.

Amounts are for the whole household. Do not duplicate school activities or transport already entered. Renewals are an annualised allowance, not necessarily an annual bill.

Enter only costs you will pay, including tax. Refundable deposits are separate: they tie up cash without being a permanent expense.

DEWA publishes a deposit of AED 2,000 for an apartment or AED 4,000 for a villa. Activation is AED 155 for small meters; check other meters and providers. Add any other deposits to your amount.

The reserve remains your savings and is not added to annual expenses. The EUR rate is entered by you, with no automatic exchange rate or bank fees. Do not deduct an allowance already included in income twice.