Put the numbers behind your investment
Your investment, in numbers.
What income could your property generate? Adjust the price, rent, expenses and financing to estimate its rental returns. See every result without sharing your contact details.
Still finding the right property? Prepare your selection →The prefilled figures are an editable example, unrelated to any specific property. Replace them with your own project data.
Every amount uses this currency. Changing currency keeps the entered figures: no automatic conversion.
Understand the calculations and their limits
From purchase price to yield
- Total cost = price + percentage fees + other acquisition costs + renovation and furnishing. Equity = total cost − loan.
- Effective rent = annual rent at full occupancy × occupancy rate. Management fees = effective rent × management rate.
- Net income = effective rent − service charges − other expenses − management. Net yield = net income / total cost × 100, before debt and tax.
- Gross yield = annual rent at full occupancy / purchase price × 100. It excludes vacancy and costs.
Financing and scenario scope
Monthly payment = C × i / [1 − (1 + i)⁻ⁿ], where C is the loan principal, i the annual rate / 12 (as a decimal), and n the number of monthly payments. At zero interest: C / n. Without a loan: 0. Annual cash flow = net income − 12 monthly payments.
The scenario covers one steady-state rental year, after handover and letting. It does not model developer payment plans, payment holidays, variable rates, rent growth, resale or capital appreciation. Costs are not exhaustive and must be checked for your property.
Tax, tax benefits and exchange-rate effects are excluded. This simulation is neither tax advice nor a credit offer.
From scenario to project
Have Dimitri review your simulation.
Share your assumptions to identify what needs refining and request a property selection suited to your plans. An initial enquiry with no obligation to purchase.
Dimitri Gourier
A conversation in French or English to compare your scenario with the details of a specific property.
RENTAL SIMULATION — NAPOLÉON SIGNATURE Currency: AED. No currency conversion. ASSUMPTIONS Purchase price : 1,000,000 AED Annual rent at full occupancy : 80,000 AED Occupancy rate : 95 % Annual service charges : 12,000 AED Other annual expenses : 3,000 AED Property management fee : 5 % Percentage acquisition fees : 6 % Other acquisition costs : 5,000 AED Renovation and furnishing : 15,000 AED Loan amount : 0 AED Fixed annual interest rate : 5 % Loan term : 20 years ILLUSTRATIVE RESULTS Calculated percentage acquisition fees : 60,000 AED Total project cost : 1,080,000 AED Required equity, including costs : 1,080,000 AED Annual rent after vacancy : 76,000 AED Annual property management fees : 3,800 AED Total annual operating expenses : 18,800 AED Annual net income before debt and tax : 57,200 AED Gross yield (full rent / purchase price) : 8 % Net yield (before debt and tax / total cost) : 5.3 % Monthly loan payment, principal and interest : 0 AED Annual loan payments : 0 AED Annual cash flow after debt, before tax : 57,200 AED Monthly cash flow after debt, before tax : 4,766.67 AED Assumptions remain constant over one rental year. Management fees apply to rent after vacancy. Fixed-rate amortising loan with equal monthly payments and no payment holiday; add insurance and financing fees to the relevant expenses. Costs are not exhaustive and must be confirmed. No tax, tax benefit, exchange-rate effect, resale or capital appreciation is assumed. This simulation guarantees no return and is neither a financing offer nor tax advice.